But when you pay online, for example for an airline ticket, the price of the goods or services often differs depending on the type of bank card. In this case the purchaser is offered to indicate which type of card it is.
Information about someone else's bank card becomes relevant if it is necessary to transfer money for a product or service to an unfamiliar person. For example, when purchasing via social networks, where swindlers are often found. Also, credit card verification is important for those who employ people to work over the Internet. If the work is based on the advance payment system, the customer should check whether the cardholder's personal information corresponds to the information about the hired worker.
What information does the card contain?
The necessary information is contained not only in the magnetic strip on the card, but also in the number on its front side. It is the number you need to enter when transferring money through the Internet bank or when paying for services or goods on websites. Cards with the following number of digits are widespread in the world.
- Thirteen digits (VISA).
- Sixteen digits (MasterCard or Visa).
- American Express cards also have 19 digits.
Most often banks issue cards with sixteen-digit numbers, but there are other variants. So, in the first six figures of any debit or credit card is encrypted information about the payment system, type of card and the bank that issued it. The first six digits are called BIN, which stands for Bank Identification Number.
In particular, if the first digit in the card number is "3", then it is registered to American Express, "4" - to VISA, and "5" - to MasterCard.
The next three digits indicate the code of the bank that issued the card. The seventh through fourteenth digits contain the identification number of the cardholder's bank account. The last digit is needed to verify the correctness of the card number. It is generated by a special algorithm.
When checking credit cards, as well as debit cards, only the BIN number is of interest. Information on the account identification number is useless, as it does not allow getting information on the cardholder and is only required for identifying the card in the payment system.
How to get personal information when checking credit cards?
In the card number there is no information about the personal data of the card holder. This information is available only to the credit institution that issued the card. However, if you want you can find out the first name, middle name and first letter of the last name of the cardholder without going to the bank.
To obtain this information you need to use a personal office of a bank. When transferring money to the card of another citizen through a personal office the user is informed about the recipient's name, middle name and first letter of the surname.
If these data do not coincide with the actual information about the recipient of the transfer, then the cardholder
- made a mistake in the number;
- entered another person's number intentionally.
In both cases, you should cancel the transfer and contact the cardholder to clarify the number. It is quite possible that the recipient simply made a mistake. If it is obvious that you intentionally distorted the card number, it means that the cardholder intentionally deceived the sender, which indirectly indicates bad intentions.
Checking credit cards with a chip
Banks are increasingly issuing cards with an electronic chip on the front side. Such cards are much more difficult to forge, because the electronic chip is more complex than the usual magnetic stripe on the back of the card.
So far, most cards with a chip also have a magnetic stripe. However, in the future payment systems are planning to abandon the magnetic strip in favor of the chip. At the same time the combined option is needed for the transition period so that the bankers had time to replace the reading equipment.
The chip contains more information about the card and its holder, that is why this information is more interesting than the data from the magnetic strip, but it is almost impossible to obtain.
To verify a credit card on the chip you need not only the equipment to read the information, but also a pin code.
Such verification is possible only if the card itself is present, which means that it is not suitable for cases where you need to get information about someone else's card. That is, in fact, it is impossible to check credit cards on the chip. However, the already mentioned verification methods are suitable for combined cards.
In conclusion
You can see that all this data is quite complicated and the average citizen does not really need it. That's why Find My Bin covers all these issues and provides a service. We would like to tell the whole world about our service, and with this purpose we have registered on Gbibp. We hope that we can bring even more value to our users, because nowadays such service is very much in demand.
'>But when you pay online, for example for an airline ticket, the price of the goods or services often differs depending on the type of bank card. In this case the purchaser is offered to indicate which type of card it is.
Information about someone else's bank card becomes relevant if it is necessary to transfer money for a product or service to an unfamiliar person. For example, when purchasing via social networks, where swindlers are often found. Also, credit card verification is important for those who employ people to work over the Internet. If the work is based on the advance payment system, the customer should check whether the cardholder's personal information corresponds to the information about the hired worker.
What information does the card contain?
The necessary information is contained not only in the magnetic strip on the card, but also in the number on its front side. It is the number you need to enter when transferring money through the Internet bank or when paying for services or goods on websites. Cards with the following number of digits are widespread in the world.
- Thirteen digits (VISA).
- Sixteen digits (MasterCard or Visa).
- American Express cards also have 19 digits.
Most often banks issue cards with sixteen-digit numbers, but there are other variants. So, in the first six figures of any debit or credit card is encrypted information about the payment system, type of card and the bank that issued it. The first six digits are called BIN, which stands for Bank Identification Number.
In particular, if the first digit in the card number is "3", then it is registered to American Express, "4" - to VISA, and "5" - to MasterCard.
The next three digits indicate the code of the bank that issued the card. The seventh through fourteenth digits contain the identification number of the cardholder's bank account. The last digit is needed to verify the correctness of the card number. It is generated by a special algorithm.
When checking credit cards, as well as debit cards, only the BIN number is of interest. Information on the account identification number is useless, as it does not allow getting information on the cardholder and is only required for identifying the card in the payment system.
How to get personal information when checking credit cards?
In the card number there is no information about the personal data of the card holder. This information is available only to the credit institution that issued the card. However, if you want you can find out the first name, middle name and first letter of the last name of the cardholder without going to the bank.
To obtain this information you need to use a personal office of a bank. When transferring money to the card of another citizen through a personal office the user is informed about the recipient's name, middle name and first letter of the surname.
If these data do not coincide with the actual information about the recipient of the transfer, then the cardholder
- made a mistake in the number;
- entered another person's number intentionally.
In both cases, you should cancel the transfer and contact the cardholder to clarify the number. It is quite possible that the recipient simply made a mistake. If it is obvious that you intentionally distorted the card number, it means that the cardholder intentionally deceived the sender, which indirectly indicates bad intentions.
Checking credit cards with a chip
Banks are increasingly issuing cards with an electronic chip on the front side. Such cards are much more difficult to forge, because the electronic chip is more complex than the usual magnetic stripe on the back of the card.
So far, most cards with a chip also have a magnetic stripe. However, in the future payment systems are planning to abandon the magnetic strip in favor of the chip. At the same time the combined option is needed for the transition period so that the bankers had time to replace the reading equipment.
The chip contains more information about the card and its holder, that is why this information is more interesting than the data from the magnetic strip, but it is almost impossible to obtain.
To verify a credit card on the chip you need not only the equipment to read the information, but also a pin code.
Such verification is possible only if the card itself is present, which means that it is not suitable for cases where you need to get information about someone else's card. That is, in fact, it is impossible to check credit cards on the chip. However, the already mentioned verification methods are suitable for combined cards.
In conclusion
You can see that all this data is quite complicated and the average citizen does not really need it. That's why Find My Bin covers all these issues and provides a service. We would like to tell the whole world about our service, and with this purpose we have registered on Gbibp. We hope that we can bring even more value to our users, because nowadays such service is very much in demand.
' />Find My Bin has developed a service for identifying bank card data by BIN. Based in Dallas, Texas, the company was founded in 2016. Our service works all over the world, in any country. We are constantly updating and adding to our database.
Rarely will a citizen answer the question of what type of bank card they have. This is not a problem, because if necessary, all you have to do is contact the bank that issued the card. Managers of the credit institution will answer all questions of interest to the client.
When do I need to verify my credit card?
What to do when you don't want to waste time visiting the bank or need to check another person's credit card? Bank plastic cards are divided into two types: debit and credit. When buying or paying for any services in one country the type of card is of no practical importance.
But when you pay online, for example for an airline ticket, the price of the goods or services often differs depending on the type of bank card. In this case the purchaser is offered to indicate which type of card it is.
Information about someone else's bank card becomes relevant if it is necessary to transfer money for a product or service to an unfamiliar person. For example, when purchasing via social networks, where swindlers are often found. Also, credit card verification is important for those who employ people to work over the Internet. If the work is based on the advance payment system, the customer should check whether the cardholder's personal information corresponds to the information about the hired worker.
What information does the card contain?
The necessary information is contained not only in the magnetic strip on the card, but also in the number on its front side. It is the number you need to enter when transferring money through the Internet bank or when paying for services or goods on websites. Cards with the following number of digits are widespread in the world.
- Thirteen digits (VISA).
- Sixteen digits (MasterCard or Visa).
- American Express cards also have 19 digits.
Most often banks issue cards with sixteen-digit numbers, but there are other variants. So, in the first six figures of any debit or credit card is encrypted information about the payment system, type of card and the bank that issued it. The first six digits are called BIN, which stands for Bank Identification Number.
In particular, if the first digit in the card number is "3", then it is registered to American Express, "4" - to VISA, and "5" - to MasterCard.
The next three digits indicate the code of the bank that issued the card. The seventh through fourteenth digits contain the identification number of the cardholder's bank account. The last digit is needed to verify the correctness of the card number. It is generated by a special algorithm.
When checking credit cards, as well as debit cards, only the BIN number is of interest. Information on the account identification number is useless, as it does not allow getting information on the cardholder and is only required for identifying the card in the payment system.
How to get personal information when checking credit cards?
In the card number there is no information about the personal data of the card holder. This information is available only to the credit institution that issued the card. However, if you want you can find out the first name, middle name and first letter of the last name of the cardholder without going to the bank.
To obtain this information you need to use a personal office of a bank. When transferring money to the card of another citizen through a personal office the user is informed about the recipient's name, middle name and first letter of the surname.
If these data do not coincide with the actual information about the recipient of the transfer, then the cardholder
- made a mistake in the number;
- entered another person's number intentionally.
In both cases, you should cancel the transfer and contact the cardholder to clarify the number. It is quite possible that the recipient simply made a mistake. If it is obvious that you intentionally distorted the card number, it means that the cardholder intentionally deceived the sender, which indirectly indicates bad intentions.
Checking credit cards with a chip
Banks are increasingly issuing cards with an electronic chip on the front side. Such cards are much more difficult to forge, because the electronic chip is more complex than the usual magnetic stripe on the back of the card.
So far, most cards with a chip also have a magnetic stripe. However, in the future payment systems are planning to abandon the magnetic strip in favor of the chip. At the same time the combined option is needed for the transition period so that the bankers had time to replace the reading equipment.
The chip contains more information about the card and its holder, that is why this information is more interesting than the data from the magnetic strip, but it is almost impossible to obtain.
To verify a credit card on the chip you need not only the equipment to read the information, but also a pin code.
Such verification is possible only if the card itself is present, which means that it is not suitable for cases where you need to get information about someone else's card. That is, in fact, it is impossible to check credit cards on the chip. However, the already mentioned verification methods are suitable for combined cards.
In conclusion
You can see that all this data is quite complicated and the average citizen does not really need it. That's why Find My Bin covers all these issues and provides a service. We would like to tell the whole world about our service, and with this purpose we have registered on Gbibp. We hope that we can bring even more value to our users, because nowadays such service is very much in demand.
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